The future of repayments is automated.

The #1 recovery automation platform revolutionizing in-house recovery teams.

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Trusted and white-labeled by hundreds of companies:

A unified repayment ecosystem, on auto-pilot

Harness Artificial intelligence to take the busy work out of your recovery operations. A tech-first approach to automating your past due consumer re-payments from a single, scalable engagement platform.

Upload, Segment & Go

Sync past due consumers with ease and start recovering from the day you Go-Live. One size does not fit all - automated behavioral segmentation means consumers receive tailored re-payment journeys and personalized campaigns to drive recoveries, at scale.

More smile,
Less dial.

Deliver time-optimized and personalized messages when it matters most. Our omnichannel communication suite means meeting consumers with the right message, at the right moment from the right channel, all from a single, scalable platform. Recover 10X more than traditional phone call strategies.

24/7 self-service can serve your business

Consumers no longer want to speak to agents about outstanding balances. Empower them with a convenient white-labeled portal available from any device that puts them in control, at a time that suits them. Make difficult conversations, easy while never missing an opportunity to recover and turn a past-due consumer into a loyal customer.

Flexible repayment options, fully integrated

The next generation of past due re-payment channels are built in to provide flexibility and to get proposed arrangements finalized. Provide seamless consumer centric resolution options for any age or stage in the past due lifecycle. Reduce friction to unlock results.

Data-driven recoveries, powered by machine learning

Each consumer interaction generates hundreds of data points. We utilize every one of them to fine-tune the consumer experience. Intelligent reporting allows you to deeply understand what drives performance and our machine optimizes over time, meaning your best recovery months are ahead of you.

Industries We Serve

Reimagining the repayment experience for all stages

Credit Unions & Community Banks

Online & Retail Lenders

Buy Now Pay Later

Utilities

Lease to Own and
Rent to Own

Telecommunications & Healthcare

Why consolidate and automate?

All-in-one

No need for multiple vendors. Harness a single platform that comes with the features, support and data you need to start collecting instantly from day one.

Easy to implement & use

Ready to collect when you are. Rapid deployment means you go-live in days, not months. Intuitive and easy to use. It's steep results, without the steep learning curve.

Consumer-friendly

Make the consumer re-payment experience your competitive advantage. Engage via preferred channels and put consumers in control with a self service experience.

Compliance, on auto-pilot

Constantly evolving regulations make it increasingly difficult to navigate. Leverage a platform with code-based compliance, so you can recover fast, without legal issues.

Recover more, with less

Fewer agents can result in more recoveries. Reduce reliance on staff, put time back into your day & money into your P&L with improved recoveries for the fraction of a salary.

Data and strategies

Bottle the behaviors and strategies of the most successful agencies in the world, and scale them across your own business.

Testimonials

More testimonials:

Hunter Warfield

John Kelan - VP of Collection Ops and Strategies

Paydoff is an agentless alternative that has allowed us to enhance our customer experience. A self-serve web portal having 24/7 availability with negotiation option has proved a significant ROI. Paydoff has recovered over $50 million and over 100,000 payments for us. Paydoff's technology is collecting 10X each agent every month

LCO Financial

Scott Soli - Chief Executive Officer

Adding Paydoff to our arsenal of account servicing tools has provided immediate and excellent results, and caters to the sensitivity and personal nature of the balances we collect. The days of settling arrangements from 8am - 5pm Monday - Friday are gone, thanks to Paydoff. Having 24/7 online servicing options for our consumers has cost us nothing and is very well received.

Great American Finance

Tom Anderson - Chief Executive Officer

After carefully reviewing, and comparing Paydoff vs other potential offerings in the market, Paydoff's solution proved to be superior and more well-rounded. It has allowed us to accomplish our long-term collections automation initiatives quicker, and can scale with us as we grow.

Grow with us

Our Recovery Automation Platform, tailored for in-house recovery departments, seamlessly integrates with your core system of record. It automates the entire consumer repayment journey, relieving the burden on recovery departments